Fintek Capital LLC ("Fintek Capital," "we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard information when you visit fintekcapitallc.com or submit a loan inquiry through our website.
By using our website, you agree to the collection and use of information in accordance with this policy.
2. Information We Collect
Information You Provide Directly
Name, email address, phone number
Property and deal information (asset class, loan amount, purchase price, NOI)
We do not collect Social Security numbers, tax identification numbers, or perform hard credit pulls through this website. Any soft quote submitted is informational only.
Information Collected Automatically
IP address and approximate geographic location
Browser type, device type, and operating system
Pages visited, time spent on pages, referral URLs
Cloudflare analytics data (privacy-preserving, no personal identifiers)
Cookies & Local Storage
We use browser localStorage to save your progress in the soft quote form so you do not lose data if you navigate away. This data is stored only on your device and is cleared upon successful submission. We use minimal cookies necessary for security (Cloudflare Turnstile bot protection) and analytics. We do not use third-party advertising cookies.
3. How We Use Your Information
To respond to your loan inquiry and provide rate indications
To communicate with you about your application or request
To send you relevant market updates and lending information (with your consent)
To improve our website and services
To detect and prevent fraud and bot abuse
To comply with applicable laws and regulations
4. How We Share Your Information
Fintek Capital does not sell your personal information to third parties. We may share information with:
Lending partners and capital sources — only when you proceed with a formal application, with your explicit consent
Service providers — Cloudflare (hosting, security, email delivery via MailChannels), Google Analytics (aggregated analytics only)
Legal compliance — when required by law, court order, or regulatory authority
5. Data Security
We implement industry-standard security measures including TLS/SSL encryption (enforced by Cloudflare), bot protection (Cloudflare Turnstile), Web Application Firewall (WAF), and strict transport security headers. However, no transmission over the internet is 100% secure, and we cannot guarantee absolute security.
6. Data Retention
We retain inquiry and contact data for up to 36 months for loan underwriting purposes and regulatory compliance. You may request deletion of your data at any time by emailing [email protected].
7. Your Rights (CCPA / GDPR)
Depending on your jurisdiction, you may have the right to:
Access the personal information we hold about you
Request correction of inaccurate data
Request deletion of your data ("right to be forgotten")
Opt out of marketing communications at any time
Lodge a complaint with your local data protection authority
To exercise these rights, email [email protected] with "Privacy Request" in the subject line.
8. Children's Privacy
Our services are intended for business use by adults (18+). We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, contact us immediately.
9. Changes to This Policy
We may update this Privacy Policy periodically. We will notify you of material changes by posting the new policy on this page with an updated date. Your continued use of the website after changes constitutes acceptance.
10. Contact Us
For privacy-related questions or requests: Fintek Capital LLC
1309 Coffeen Avenue STE 1200, Sheridan, WY 82801
Email: [email protected]
Phone: (307) 533-7712
Terms of Use
Last updated: June 2026 · Fintek Capital LLC
1. Acceptance of Terms
By accessing or using fintekcapitallc.com, you agree to be bound by these Terms of Use. If you do not agree, please do not use the website.
2. Use of Website
This website is provided for informational and business purposes. You agree to use the website only for lawful purposes and in a manner that does not infringe the rights of others. You may not:
Use the website for any fraudulent or misleading purpose
Attempt to gain unauthorized access to any part of the website or systems
Scrape, harvest, or collect data from the website without written permission
Submit false or misleading information in any form
Use automated tools to submit inquiries or abuse the loan estimator
3. Not a Commitment to Lend
Nothing on this website — including rate estimates, soft quote responses, term sheet indications, or any oral or written communication — constitutes a commitment, guarantee, or agreement to lend. All loan approvals are subject to:
Satisfactory completion of Fintek Capital's underwriting process
Property appraisal and title review
Borrower credit and background review
Market conditions at the time of closing
Applicable state and federal regulations
4. Intellectual Property
All content on this website — including text, images, logos, graphics, and code — is the property of Fintek Capital LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without express written permission.
5. Third-Party Links
This website may contain links to third-party websites. Fintek Capital is not responsible for the content, privacy practices, or accuracy of any third-party site. Links are provided for convenience only.
6. Limitation of Liability
To the maximum extent permitted by law, Fintek Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this website or reliance on any information provided herein. Our total liability shall not exceed $100.
7. Indemnification
You agree to indemnify and hold harmless Fintek Capital LLC and its officers, directors, employees, and agents from any claims, damages, or expenses arising from your use of the website or violation of these Terms.
8. Governing Law
These Terms are governed by the laws of the State of Wyoming, without regard to conflict of law principles. Any disputes shall be resolved in the courts of Sheridan County, Wyoming.
9. Changes to Terms
We reserve the right to modify these Terms at any time. Continued use of the website after changes constitutes acceptance of the updated Terms.
All interest rates, loan-to-value ratios, terms, and other financial figures displayed on this website — including those generated by the Loan Rate Estimator — are indicative estimates only. They are provided for informational purposes and do not represent actual loan offers, approved rates, or guaranteed terms.
Actual rates and terms are determined after full underwriting review and will depend on factors including but not limited to: property type and condition, borrower creditworthiness and experience, market conditions, geographic location, appraisal results, title review, and applicable regulatory requirements.
Not a Mortgage Broker or Bank
Fintek Capital LLC operates as a commercial real estate lender and advisory firm. We are not a federally chartered bank, credit union, or mortgage broker licensed under the Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) for residential mortgage lending. Our services are limited to commercial real estate transactions.
No Legal or Financial Advice
The information on this website is for general informational purposes only and does not constitute legal, financial, tax, or investment advice. You should consult qualified legal counsel, a CPA, and/or a licensed financial advisor before making any real estate or financing decisions.
Forward-Looking Statements
Any market commentary, rate forecasts, or investment outlooks published on this website are based on information available at the time of writing and are subject to change. Fintek Capital makes no representations regarding the accuracy or completeness of any forward-looking statements.
Equal Credit Opportunity
Fintek Capital LLC is an equal opportunity lender. We do not discriminate on the basis of race, color, religion, national origin, sex, marital status, age, disability, familial status, or any other characteristic protected by federal, state, or local law.
State Licensing
Fintek Capital LLC may be required to hold state-specific lending licenses in certain jurisdictions. Availability of loan products may vary by state. Contact us at (307) 533-7712 or [email protected] to confirm availability in your state.
Contact
For questions about these disclosures: Fintek Capital LLC
1309 Coffeen Avenue STE 1200, Sheridan, WY 82801 [email protected]