Business Financing

We offer a variety of financing options for your business to purchase inventory and materials, refinance debt or finance account receivables. We cover all options from SBA/USDA all the way to hard money loans

If you need to invest in equipment or inventory, consolidate debt, grow your business, or pay business expenses, Fintek Capital has the right loan for you.

Affordable payments

Lower rates, bigger loans, and longer terms add up to cost-effective monthly payments with no pre-payment fees.
 
 

Funding at light speed

Say goodbye to complex forms and long waits and say hello to funding in as soon as 2 business days.
 

No impact to your credit score

Whatever your credit is, apply without any risk of it changing.
 
 

Predictable cashflow

Transparent monthly payments and a fixed interest rate mean you can plan on consistent payments each month.
 
 
 

Small Business Administration (SBA) Loans & Financing

SBA loans offer convenient financial options for almost any business purpose. These programs offer long terms, low down payments and reduced collateral requirements.

Qualifications:
• You own and operate a for-profit business.
• Your business is legally organized as a sole proprietorship, corporation, partnership or LLC.

SBA 504 Loan Program

  • Loans available from $400,000 and up
  • Fixed rate terms up to 25-year fully amortized
  • Low down payment as little as 10%
  • Can be used to finance equipment and build, improve, refinance or purchase owner-occupied commercial real estate.

SBA 7(a) Loan Program

  • Loans available from $200,000 and up to $5,000,000
  • Fixed rate terms up to 25-year fully amortized
  • Low down payment as little as 10%
  • Can be used to finance working capital, business acquisition, partner buyout, equipment, refinance existing debt and build, improve or purchase owner-occupied commercial real estate

SBA Express Loan Program

  • Loans available from $25,000 and up to $500,000
  • Fixed rate terms up to 25-years
  • Variable rates available for revolving period options
  • Can be used to finance working capital, inventory, equipment and purchase or refinance of owner-occupied real estate