Commercial Lending Solutions

Fintek Capital specializes in conventional, private money & hard money lending, working with new and experienced borrowers.
We finance all types of Commercial Real Estate Properties & Vacant Land.

Learn about the different types of loans we specialize in.

Bridge Loans

Loans for quick cash transactions or repositioning of debt.

Fix & Flip Loans

High-leverage, low-cost private money for rehabbing & reselling a property.

Construction Loans

Financing for ground-up & partially completed projects.

Rental Property

Private money and institutional financing to improve your return on your rental investment.

Second Mortgages

Private money and hard money financing for second and third mortgages in California.

Commercial Loans

Private money and institutional portfolio real estate loans for commercial properties.

Owner Occupied

Loans for quick cash transactions or repositioning of debt.

Blanket Loans

High-leverage, low-cost private money financing for rehabbing.
Asset TypesHotel, Industrial, Multifamily, Office, Retail, Self-Storage, Entitled Land, Mixed Use, Manufactured Housing, Senior/Assisted Living, Student Housing, Specialty
Acquisition, Refinance, Re-capitalizations & Note PurchasesAcquisition, Refinance or Re-positioning DPOs/Note Purchases
Loan Amount$10 Million to $150 Million
$2 Million to < $10 Million Case-by-Case
Coupon RatesContact Us for Current Pricing
Terms1to 3 Years + Extension Options
Max LTV/LTCUp to 85% Based on Asset Type and Exit Strategy
Interest ReserveIncluded in Capitalization
Fees1% to 3%
DSCRLess than 1.0x Considered
Pre-PaymentMinimum Interest Required
GuarantyRecourse or Non-Recourse Based on Risk Profile
EscrowsTaxes, Insurance FF&E Reserves for Hotel Assets
Cash OutCase-by-Case

Submit for Pre-Qualification

This is not an offer to lend. Fees apply. Financing is subject to certain restrictions and requirements, including submission of complete loan application, credit evaluation and underwriting approval, geographical location of property. Rates, terms, and conditions are subject to change without notice and may vary depending on borrower qualifications, geography, and property type.

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