Commercial Lending Solutions
Fintek Capital specializes in conventional, private money & hard money lending, working with new and experienced borrowers.
We finance all types of Commercial Real Estate Properties & Vacant Land.
Learn about the different types of loans we specialize in.
Bridge Loans
Loans for quick cash transactions or repositioning of debt.
Fix & Flip Loans
High-leverage, low-cost private money for rehabbing & reselling a property.
Construction Loans
Financing for ground-up & partially completed projects.
Rental Property
Private money and institutional financing to improve your return on your rental investment.
Second Mortgages
Private money and hard money financing for second and third mortgages in California.
Commercial Loans
Private money and institutional portfolio real estate loans for commercial properties.
Owner Occupied
Loans for quick cash transactions or repositioning of debt.
Blanket Loans
High-leverage, low-cost private money financing for rehabbing.
| Asset Types | Hotel, Industrial, Multifamily, Office, Retail, Self-Storage, Entitled Land, Mixed Use, Manufactured Housing, Senior/Assisted Living, Student Housing, Specialty |
| Acquisition, Refinance, Re-capitalizations & Note Purchases | Acquisition, Refinance or Re-positioning DPOs/Note Purchases |
| Markets | Nationwide |
| Loan Amount | $10 Million to $150 Million $2 Million to < $10 Million Case-by-Case |
| Coupon Rates | Contact Us for Current Pricing |
| Terms | 1to 3 Years + Extension Options |
| Max LTV/LTC | Up to 85% Based on Asset Type and Exit Strategy |
| Interest Reserve | Included in Capitalization |
| Amortization | Interest-Only |
| Fees | 1% to 3% |
| DSCR | Less than 1.0x Considered |
| Pre-Payment | Minimum Interest Required |
| Guaranty | Recourse or Non-Recourse Based on Risk Profile |
| Escrows | Taxes, Insurance FF&E Reserves for Hotel Assets |
| Cash Out | Case-by-Case |
Submit for Pre-Qualification
This is not an offer to lend. Fees apply. Financing is subject to certain restrictions and requirements, including submission of complete loan application, credit evaluation and underwriting approval, geographical location of property. Rates, terms, and conditions are subject to change without notice and may vary depending on borrower qualifications, geography, and property type.